Rates, fees and programs are subject to change without notice. This information is provided to assist mortgage brokers only, and is not intended nor should it be construed as an advertisement to promote consumer credit as defined by Title 12, Code of Federal Regulations, section 226.2.

It is illegal to discriminate in the provision of or in the availability of financial assistance because of' the consideration of:
 

     Trends, characteristics or conditions in the neighborhood or-
     geographic .area surrounding a housing accommodation, unless the
     financial institution can demonstrate In the particular case
     that such consideration is required to avoid an unsafe business, practice

                                        or

      Race, color, religion, sex, marital .status, national origin or ancestry.

     It is illegal to consider the racial, ethnic, religious or national origin composition 
     of a neighborhood or geographic area surrounding a housing accommodation or 
     whether or not such composition is undergoing change, or is expected to undergo
     change, in appraising s housing accommodation or in determining
     whether or not, or under what terms or, conditions, to, provide financial assistance.
 

These provisions govern financial assistance -for. the purpose of the purchase, construction, rehabilitation or.  refinancing of one to four unit family residences occupied by the owner and for the purpose of the home improvement of any one to four unit family residence.

If you have any. questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.
 
 

The Federal EQUAL CREDIT OPPORTUNITY ACT prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (Provided that the applicant has the capacity to enter into a binding contract), because all or part of 'the applicant's income is derived from a public assistance

program, or because the applicant has in good faith exercised any right under the CONSUMER CREDIT PROTECTION ACT. The federal agency that administers compliance with this law concerning  he creditor is: 

THE FEDERAL TRADE COMMISSION, 
EQUAL CREDIT OPPORTUNITY, WASHINGTON, D.C. 20580.